Saint & Associates, PLLP Blog

Uber & Lyft Accidents

As companies such as Uber and Lyft grow increasingly more popular, the threat of car accidents and personal injuries related to ridesharing services also gets larger. Whether you are a passenger in a rideshare vehicle, a driver in an accident with a rideshare vehicle or a pedestrian hit by a rideshare vehicle, you may be able to receive compensation for your injuries.

While all rideshare drivers must have their own personal car insurance in order to work, both companies offer up to $1 million in liability coverage for any accidents. However, this coverage is only provided when a driver is performing a trip for the company. Below is a breakdown of Uber’s insurance policy:

• Uber app is off: Only the driver’s personal car insurance can be used in these accidents. Uber is not responsible because the driver is technically not on the job when the application is turned off.
• Uber app is on and driver is “available”: A driver’s personal auto insurance and Uber’s liability coverage can both be accessed—between $50,000 and $100,000 for injuries and $25,000 for property damage.
• Driver is on an Uber trip with passenger(s): The company’s insurance coverage is provided, which offers up to $1 million in third-party liability and $1 million in uninsured and underinsured motorist insurance coverage for passengers.

When you’re involved in an Uber or Lyft accident, it can be extremely confusing figuring out what information to collect and who may be liable for your accident. At Saint & Associates, PLLP, our Tulsa personal injury attorneyscan help you with any questions you have regarding rideshare service accidents, insurance policies and liability. Our team of lawyers have experience handling ridesharing cases and can fight for your right to recover compensation for medical bills, lost wages, and pain and suffering.